@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--navy:#203879;--royal:#2d4695;--accent:#50a8cb;--pale:#eef4fb;--paper:#f7f9fc;--ink:#1a2f57;--muted:#526480;--line:#dfe6f2;--white:#fff;--width:1200px}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:108px}body{margin:0;color:var(--ink);font:16px/1.65 'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}img{max-width:100%}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #2893ba;outline-offset:4px}.wrap{width:min(var(--width),calc(100% - 64px));margin:auto}.skip{position:absolute;top:-100px;left:16px;background:white;padding:12px;z-index:100}.skip:focus{top:10px}.disclaimer-bar{background:#203879;color:#fff;font-size:11px}.bar-inner{display:flex;justify-content:space-between;gap:14px;align-items:center;min-height:34px}.disclaimer-bar strong{color:#b9d9ee}.disclaimer-bar a{text-decoration:underline}.utility{background:#f3f6fa;border-bottom:1px solid var(--line);color:#50627d;font-size:12px}.utility-inner{display:flex;justify-content:space-between;gap:16px;align-items:center;min-height:32px}.utility nav{display:flex;gap:20px}.utility a:hover{color:var(--royal)}.header{position:sticky;top:0;background:white;z-index:30;box-shadow:0 4px 20px #17345d14}.header-inner{min-height:92px;display:flex;align-items:center;gap:24px;justify-content:space-between}.brand{display:block;flex:0 0 auto}.brand img{display:block;width:252px;height:auto}.desktop-nav{display:flex;align-items:center;gap:20px}.desktop-nav a{font-size:13px;font-weight:800;white-space:nowrap}.desktop-nav a:hover{color:var(--royal)}.actions{display:flex;align-items:center;gap:9px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:1px solid transparent;border-radius:7px;font-weight:800;font-size:13px;min-height:46px;padding:12px 17px;white-space:nowrap;transition:background .2s,transform .2s}.btn:hover{transform:translateY(-2px)}.btn-blue{background:var(--royal);color:white}.btn-blue:hover{background:#203879}.btn-light{background:#fff;color:var(--navy);border-color:#a9bbd8}.btn-light:hover{background:#eef4fb}.btn-outline{background:transparent;border-color:#c4d3ef;color:#fff}.btn-outline:hover{background:#ffffff1c}.btn-navy{background:#1d3169;color:white}.btn-navy:hover{background:#344a8c}.btn-white{background:white;color:var(--navy)}.menu-toggle{display:none;background:none;border:0;padding:9px}.menu-toggle span{display:block;width:25px;height:2px;background:var(--navy);margin:5px}.mobile-nav{background:white;border-top:1px solid var(--line);padding:10px 24px 22px}.mobile-nav[hidden]{display:none}.mobile-nav a{display:block;padding:12px 4px;border-bottom:1px solid var(--line);font-weight:700}
h1,h2,h3,p{margin-top:0}h1,h2,h3{font-family:'Manrope',Arial,sans-serif;letter-spacing:-.055em}h1{font-size:clamp(42px,4.3vw,66px);line-height:1.13;margin:24px 0 20px}h2{font-size:clamp(31px,3.3vw,45px);line-height:1.18;margin:12px 0 16px}h1 em,h2 em{font-style:normal;font-weight:500;color:var(--accent)}.eyebrow{font-weight:800;letter-spacing:.14em;font-size:11px;color:#2381ad;text-transform:uppercase}.hero{background:var(--navy);color:white}.hero-grid{height:600px;display:grid;grid-template-columns:1.02fr .98fr}.hero-copy{padding:58px 42px 54px 0;display:flex;flex-direction:column;justify-content:center;min-width:0}.hero .eyebrow{color:#95cde9}.hero h1{max-width:570px}.hero p{color:#e0e7f7;line-height:1.85;font-size:17px;max-width:475px}.hero-buttons{display:flex;gap:12px;flex-wrap:wrap;margin:16px 0 23px}.hero-proof{display:flex;flex-wrap:wrap;gap:15px;color:#d9e6ff;font-size:12px;font-weight:700}.hero-proof span:before{content:'✓';color:#8ed5ef;margin-right:6px}.hero-visual{position:relative;overflow:hidden;margin-right:calc((min(var(--width),100vw - 64px) - 100vw)/2);background:#bdd2e8}.hero-visual>img{height:100%;width:100%;object-fit:cover;object-position:57% center;display:block}.hero-visual:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#142b5c25,transparent 45%);pointer-events:none}.float-label{position:absolute;z-index:2;background:white;color:var(--ink);border-radius:10px;padding:13px 17px;font-size:12px;box-shadow:0 14px 38px #112c5670;line-height:1.45}.float-label strong{display:block;font-size:14px}.float-label.top{left:6%;top:80px}.float-label.bottom{right:6%;bottom:40px}.float-label .star{color:var(--accent);font-size:24px;margin-right:8px}.hero-inner .breadcrumb{color:#c9ddf4;font-size:12px;margin-bottom:20px}.hero-inner h1{font-size:clamp(40px,4.3vw,62px)}
.section{padding:80px 0}.section-soft{background:var(--paper)}.section-pale{background:var(--pale)}.section-heading{max-width:730px;margin:0 auto 32px;text-align:center}.section-heading p,.feature-copy p,.section-lead{color:var(--muted);font-size:15px;line-height:1.8}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.quick-card{background:white;border:1px solid var(--line);border-radius:12px;padding:24px;min-height:220px;position:relative;transition:transform .2s,box-shadow .2s}.quick-card:hover{transform:translateY(-3px);box-shadow:0 16px 36px #132f5b12}.quick-icon{background:#eaf2fb;color:var(--royal);display:grid;place-items:center;width:49px;height:49px;border-radius:11px;font-size:25px;margin-bottom:17px}.quick-card h3{font-size:17px;margin:0 0 8px}.quick-card p{font-size:14px;color:var(--muted);line-height:1.7}.quick-card .arrow{position:absolute;right:22px;bottom:15px;color:var(--royal)}.trust-strip{background:#ecf3fa;border-block:1px solid var(--line)}.trust-inner{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;padding:20px 0}.trust-item{display:flex;align-items:center;gap:12px}.trust-item .icon{display:grid;place-items:center;flex:0 0 40px;height:40px;border-radius:50%;background:#d7e6f6;color:var(--royal);font-size:20px}.trust-item strong,.trust-item small{display:block}.trust-item strong{font-size:14px}.trust-item small{font-size:12px;color:var(--muted);line-height:1.5}.trust-item small a{text-decoration:underline}.feature-grid{display:grid;grid-template-columns:1fr 1fr;gap:9%;align-items:center}.feature-photo{position:relative;border-radius:15px;overflow:hidden;height:420px}.feature-photo img{width:100%;height:100%;object-fit:cover;object-position:55% center}.photo-note{position:absolute;bottom:19px;left:19px;background:#fff;padding:12px 16px;border-radius:8px;font-size:13px;font-weight:800}.feature-copy p{max-width:490px}.feature-list{display:grid;gap:10px;margin:22px 0}.feature-list span{font-size:15px;font-weight:700}.feature-list span:before{content:'✓';display:inline-grid;place-items:center;margin-right:10px;width:25px;height:25px;border-radius:50%;background:#e3eefc;color:var(--royal)}.text-link{color:var(--royal);font-size:14px;font-weight:800;border-bottom:1px solid currentColor;padding-bottom:5px}.save-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:10%}.save-grid p{color:var(--muted);font-size:15px;line-height:1.8}.savings-panel{background:white;border:1px solid var(--line);border-radius:15px;overflow:hidden;box-shadow:0 14px 32px #1b39610c}.savings-head{background:#eef4fb;padding:26px 27px 18px}.savings-head h3{font-size:25px;line-height:1.3;margin:8px 0}.savings-head p{font-size:13px;margin:0}.savings-links{padding:8px 18px}.savings-links a{display:flex;align-items:center;gap:13px;border-bottom:1px solid var(--line);padding:14px 10px}.savings-links a:last-child{border-bottom:0}.savings-links a:hover{background:#f6f9fd}.savings-links .i{display:grid;place-items:center;flex:0 0 35px;height:35px;background:#e5eef9;color:var(--royal);border-radius:9px;font-size:19px}.savings-links strong,.savings-links small{display:block}.savings-links strong{font-size:14px}.savings-links small{color:var(--muted);font-size:12px}.savings-links .arr{margin-left:auto;color:var(--royal)}.note{font-size:12px;color:var(--muted);padding:0 26px 19px}.difference-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:25px}.difference-grid article{text-align:center;padding:12px 22px}.difference-grid .symbol{display:block;font-size:34px;color:var(--royal)}.difference-grid h3{font-size:18px;margin:9px 0}.difference-grid p{font-size:14px;line-height:1.8;color:var(--muted)}.locations-grid{display:grid;grid-template-columns:1fr 1fr;align-items:center;gap:9%}.locations-grid p{font-size:15px;color:var(--muted)}.branches{border-top:1px solid var(--line)}.branch{padding:18px 0;border-bottom:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:15px}.branch strong,.branch small{display:block}.branch strong{font-size:15px}.branch small{font-size:13px;color:var(--muted)}.branch .arr{color:var(--royal)}.cta{background:#1f3472;color:white;padding:65px 0}.cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{margin:10px 0}.cta p{margin:0;color:#d9e3f4}.cta .eyebrow{color:#abd3f0}.footer{background:#17295d;color:#fff}.footer-main{display:grid;grid-template-columns:1.1fr 1.4fr;gap:10%;padding:54px 0 44px}.footer .brand img{width:242px;background:white;border-radius:5px;padding:7px}.footer p{color:#c8d6eb;max-width:340px;font-size:13px;margin:16px 0}.footer-flag{font-size:10px;color:#c0d7ee;font-weight:800;letter-spacing:.12em}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.footer-links>div{display:flex;flex-direction:column;gap:9px}.footer-links strong{font-size:13px;margin-bottom:5px}.footer-links a{font-size:13px;color:#d2deee}.footer-links a:hover{text-decoration:underline}.footer-bottom{border-top:1px solid #ffffff33;padding:17px 0 22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;color:#c4d1e3;font-size:11px}.content-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.content-card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:25px}.content-card h3{font-size:19px;margin:10px 0}.content-card p{font-size:14px;color:var(--muted);line-height:1.7}.faq{max-width:850px;margin:auto}.faq details{padding:19px 0;border-bottom:1px solid var(--line)}.faq summary{font-weight:800;cursor:pointer}.faq p{color:var(--muted);font-size:14px;margin-top:10px}
@media(max-width:1180px){.brand img{width:218px}.desktop-nav{gap:12px}.desktop-nav a{font-size:12px}.header-inner{gap:13px}.actions .btn{padding:10px 12px;font-size:12px}}@media(max-width:1010px){.desktop-nav{display:none}.menu-toggle{display:block}.header-inner{min-height:78px}.brand img{width:245px}.hero-grid{height:auto;min-height:565px}.hero-visual{min-height:565px}.hero-copy{padding-block:65px}.quick-grid{grid-template-columns:repeat(2,1fr)}.footer-main{grid-template-columns:1fr;gap:30px}}@media(max-width:700px){html{scroll-padding-top:80px}.wrap{width:calc(100% - 36px)}.bar-inner{padding:8px 0}.disclaimer-bar{font-size:10px}.utility{display:none}.header-inner{min-height:70px}.brand img{width:200px}.actions .btn-blue{display:none}.actions .btn-navy{font-size:0;width:43px;padding:10px}.actions .btn-navy:before{content:'🔒';font-size:17px}.hero-grid{display:flex;flex-direction:column;min-height:0}.hero-copy{padding:57px 0 42px}.hero h1{font-size:clamp(41px,10vw,57px)}.hero p{font-size:15px}.hero-visual{height:330px;min-height:330px;margin:0 -18px}.float-label.top{top:20px}.float-label.bottom{bottom:20px}.section{padding:60px 0}.quick-grid{gap:12px}.quick-card{padding:18px 15px;min-height:205px}.quick-card h3{font-size:15px}.quick-card p{font-size:12px}.trust-inner{grid-template-columns:1fr;gap:15px}.feature-grid,.save-grid,.locations-grid{grid-template-columns:1fr;gap:30px}.feature-grid .feature-photo{order:2;height:315px}.feature-grid .feature-copy{order:1}.difference-grid{grid-template-columns:1fr;gap:0}.cta-inner{flex-direction:column;align-items:flex-start}.footer-links{grid-template-columns:repeat(2,1fr);row-gap:20px}.footer-main{padding:42px 0}.footer-bottom{flex-direction:column}.content-cards{grid-template-columns:1fr}}@media(max-width:385px){.brand img{width:170px}.bar-inner{flex-wrap:wrap}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}


/* v3.1: larger authentic GFCU logo so "achieve · prosper · grow" remains legible. */
.header-inner{min-height:116px;gap:22px}
.header .brand img{width:340px;max-width:none;height:auto}
.footer .brand img{width:315px;max-width:100%;height:auto}
@media(max-width:1280px){
  .desktop-nav{display:none}
  .menu-toggle{display:block}
  .header .brand img{width:340px}
}
@media(max-width:700px){
  .header-inner{min-height:86px;gap:8px}
  .header .brand img{width:250px;max-width:calc(100vw - 124px)}
  .footer .brand img{width:290px;max-width:100%}
}
@media(max-width:385px){.header .brand img{width:224px;max-width:calc(100vw - 115px)}}