Everyday payments
Write cheques, make payments and take care of regular expenses.
YOUR EVERYDAY BANKING
Banking for everyday life.
From paying bills to managing everyday purchases, find a practical chequing option that fits how you bank.
Member-owned Two local branches Personal service
GH
CUGOLDEN HORSESHOE
CREDIT UNION
CUGOLDEN HORSESHOE
CREDIT UNION
EVERYDAY BANKING◖)))
✓Simple everyday accessPay, transfer and manage
⌂Local supportHere when you need us
MADE FOR HOW YOU BANK
The essentials, made easier.
Convenient tools for the financial routines that keep your life moving.
Automatic transactions
Set up automatic deposits and withdrawals for recurring needs.
Account package option
Explore a monthly package designed to help manage transaction costs.
Local people, real help
Get support from GHCU's Hamilton branches when you need it.
TWO WAYS TO BANK
Choose what works for you.
Compare pay-per-use banking with a chequing package plan, using GHCU's published fee schedule.
See the full fee comparison ↗Regular chequing
For members who prefer to pay applicable transaction fees individually.
No monthly package planTransaction charges may apply
Chequing package
A monthly package with many listed transactions included.
$8/monthFee schedule dated Jan. 1, 2023
CLEAR, EASY-TO-READ PRICING
View official fee schedule ↗Compare chequing account fees.
Selected fees from GHCU's published chequing schedule. Swipe horizontally on small screens to see both plans.
Important: These published rates are dated January 1, 2023 and may have changed. Confirm all fees directly with GHCU before relying on them.
| Fee type | Regular chequing | Package plan |
|---|---|---|
| Monthly package plan | Not applicable | $8.00 |
| Cheque writing and EFTs | $0.70 | Included — unlimited |
| GHCU ATM withdrawals | Included — unlimited | Included — unlimited |
| Other institution ATMs — Interac | $1.55 | Included — unlimited* |
| Point-of-sale payment | $0.80 | Included — unlimited |
| Interac e-Transfer | $1.50 | $1.50 |
| Online bill payment | $0.75 | Included — unlimited |
| Telephone transfer | $5.00 | Included — unlimited |
* GHCU's published fee table lists the credit union's charge. A third-party ATM operator may impose its own charges. Additional fees, conditions and exceptions are listed on the official website.
View more published fees
| Fee type | Regular chequing | Package plan |
|---|---|---|
| U.S. or international ATM | $3.05 | Included — unlimited* |
| Bill payment at counter | $1.75 per bill | Included — unlimited |
| Stop payment | $10.00 | Included — unlimited |
| Certified cheques | $10.00 | Included — unlimited |
| NSF cheque / pre-authorized payment | $50.00 | $50.00 |
| Credit-union overdraft-cover transfer | $7.00 | $7.00 |
| Personalized cheques | At cost | 50 free per year |
| Unauthorized overdraft | $25.00 | $25.00 |
NEED A HAND?
Good banking starts with good conversations.
Not sure which account is right for you? GHCU can explain the options and help you get started.